Happy Sunday, friends! π
Big news on property: according to The Portugal News, Portugal is on track to see the largest increase in real estate transactions ever. The market is buzzing, and if youβre wondering how on earth youβre supposed to hop onto this bullet train, donβt worry, weβve got you covered.
Todayβs feature, thanks to our friends at FRESH Properties and FRESH Portugal, is all about a clever workaround: converting commercial property into your dream home. With new rules and less red tape, this might just be the affordable (and creative) solution youβve been looking for.
Of course, trading roosters and barking dogs for midnight street festivals might not be everyoneβs idea of an upgradeβ¦ but itβs definitely something to keep in mind when choosing your future βshop-turned-sanctuary.β
And donβt miss next weekβs Hustle Light edition! Weβre back with something fun, including a hidden gem youβll want on your radar and a few more surprises. Stay tuned!
Whatβs on the menu today:
π·Sip, Stroll, Celebrate β the events you donβt want to miss this month
π¨ From Shopfront to Sanctuary β how to turn commercial spaces into dream homes
π£ DIY in Portuguese?! β the phrases youβll actually need for your renovation
Ready? Letβs dive in, shall we!
Where Accomplished Wealth Builders Connect, Learn & Grow
Long Angle is a private, vetted community for high-net-worth entrepreneurs and executives. No fees, no pitchesβjust real peers navigating wealth at your level. Inside, youβll find:
Self-made professionals, 30β55, $5Mβ$100M net worth
Confidential conversations, peer advisory groups, live meetups
Institutional-grade investments, $100M+ deployed annually
π· Pic of the week
Torre dos ClΓ©rigos is a striking 18th-century Baroque bell tower in Porto, Portugal, designed by the Italian architect Nicolau Nasoni. Standing 75 meters tall, it was the cityβs tallest building upon its completion in 1763 and remains a symbol of Porto today. Visitors can climb the 225 steps for stunning 360-degree views of the city and the Douro River, making it a must-see landmark in Portoβs historic center.
π° Whatβs Happening
MUSIC πΈ
Shawn Mendes (28 August, Lisbon): will be performing his "On The Road Again" tour at the MEO Arena in Lisbon on August 28, 2025. This concert celebrates 10 years of his career with a setlist covering hits from his debut album to his latest release, "Shawn."
Rockinβ1000 (6 September, Leiria), known as the βbiggest rock band in the world,β is returning to Leiria on September 6, bringing together 1,000 musicians from all over the globe to perform iconic rock anthems at the EstΓ‘dio Municipal.
Festas do Mar β Cascais 2025 (August 28 - September 7): this beloved summer festival lights up BaΓa de Cascais with nightly free concerts, artisan markets, street food, and cultural exhibitions.
FOOD, WINE, BEER π»
Madeira Wine Festival (August 24 - September 14): Madeira will be celebrating its grape harvest with one of the islandβs most iconic events, blending centuries-old wine traditions with modern flair.
PortimΓ£o Food Trucks Market (28-31 August): For four evenings, the PortimΓ£o waterfront will become a lively outdoor food court with creative food trucks, regional producers, music, and social spaces.
BREW! Coimbra (12-14 September, Coimbra): an annual craft beer festival held in VerdβO Parque, Coimbra, showcasing more than 200 beers from dozens of Portuguese and international breweries. Festival-goers can enjoy tastings, exclusive launches, street food, live music, workshops, games, and a vibrant community spirit in an open-air, pet-friendly venue, making it a true celebration of culture, creativity, and beer in the heart of Portugal.
Vindouro β Festa Pombalina (4-7 September, Douro): a lively annual celebration held in SΓ£o JoΓ£o da Pesqueira, the heart of Portugalβs Douro wine region, merging the rich traditions of regional winemaking with 18th-century pomp. This festival transforms the historic town into a vibrant stage with over one hundred wine producers offering tastings, a bustling Pombaline market, reenactments in period costume, open-air concerts, and a grand themed dinnerβimmersing visitors in the culture, flavors, music, and history of the Douro Valley.
MEDIEVAL FESTIVALS β
Dias Medievais in Castro Marim, Faro District (27-31 August): now in its 26th edition, this event is considered one of Portugalβs most impressive medieval festivals. During this event, the Castro Marim Castle and the entire village transform into a lively medieval setting, featuring kings, queens, knights, jesters, tournaments, street theatre, banquets, medieval music, and a bustling market with handicrafts and traditional goods.
Cerco de Almeida (Siege of Almeida) Almeida, District of Guarda (29-31 August): is a major historical reenactment held in the fortified town of Almeida, commemorating the dramatic 1810 siege during the third French invasion of the Peninsular War.
π° The Hustle Fund β Money, Taxes, and all things Financial

Gif by roosterteeth on Giphy
I know more people renovating homes in Portugal than I ever did back home. At first, I thought it was just the spirit of adventure. Something about all of us wanderers who pack up and move to foreign lands. But the longer Iβve been here, the more Iβve realised: most renovations arenβt born out of wanderlust, theyβre born out of necessity.
With prices climbing higher every year, many budgets only stretch far enough forβ¦ well, what looks suspiciously like a haunted house. And if youβve felt like throwing in the towel on finding a home in Portugal that wonβt strain your marriage for the next five years, then todayβs article is for you.
Our friends at FRESH Properties and FRESH Portugal are walking us through a creative solution you may not have considered before: converting commercial spaces into residential homes. Iβm really excited about this one, and if you know someone else house-hunting in Portugal, why not share it with them too?
Alright, letβs hand things over to the expertsβ¦
π¨
Turning Shops into Homes: A Smart Strategy for Expats in Portugal
If youβve been watching Portugalβs property market, youβll know that affordable housing is getting harder to find, especially in hotspots like Lisbon, Porto, and the Algarve. Prices have rocketed in recent years, and so the demand for more affordable homes is high. But thereβs a savvy workaround that investors, developers, and property owners are exploring: converting commercial property into homes for residential use.
Itβs legal.
Itβs faster than before.
And thanks to recent government reforms, it might just be your ticket to owning a home in a great location, without the price tag of a fully licensed apartment.
Enter the Simplex Licensing Program
You might have heard about Portugalβs "Mais HabitaΓ§Γ£o" (More Housing) initiative. One of the most impactful parts? The Simplex Licensing Program; a government push to slash red tape and speed up housing development in a bid to try and meet the increased demand for housing in Portugal. Watch Fresh Portugalβs video about it here: The CHEAPEST Way to Buy a Home in Portugal
Hereβs whatβs changed:
Less paperwork for planning and construction permits
Fewer approvals needed from multiple departments
Automatic green lights if the authorities donβt respond in time
Yes, really! If the council doesnβt get back to you within the set deadline (20 to 120 working days, depending on your project), your application is considered approved. That's called tacit approval.
The results? After a slow Q1 in 2024, housing approvals surged by 86% compared to last year. And thatβs only the beginning.
Why This Matters
You might not be a developer, but if youβre an expat living here, or planning your move, this opens up a whole new set of options:
Tired of high rents? Buy a shop and convert it
Canβt find the right layout? Create your own
Want a rental property with more upside? Convert a warehouse, cafΓ©, or office into apartments
Lower purchase prices + looser bureaucracy = real opportunity
How to Convert a Commercial Property in Portugal
Hereβs a breakdown of how to go from shopfront to sanctuary:
Check the Zoning (PDM)
Before you fall in love with that funky space in Porto or cozy corner cafΓ© in SetΓΊbal, check the municipal zoning plan (PDM) to confirm residential use is allowed. Your architect or agent can help you with this and to receive official confirmation from the local municipality that the use change is allowed.
Draft the Project
Hire a licensed architect or engineer to design your renovation plan. It needs to comply with:
Habitability standards
Energy efficiency rules
Accessibility and safety codes
Submit to the Municipality
If your project is under 300mΒ², you can file a "comunicaΓ§Γ£o prΓ©via", which is a type of fast-track notice that allows you to proceed if no objections are raised within 20 working days.
Bigger projects still need a license, but the Simplex Program means authorities now have a strict response deadline. No reply? You're good to go.
Sell or Buy Without Final Use Permit
Previously, you needed a LicenΓ§a de UtilizaΓ§Γ£o (use permit) before selling or signing the deed. Not anymore. You can now complete the transaction while the use-change process is still ongoing.
As part of the new regulations, you no longer need permission from other owners if the property is within a condominium, so you can go ahead with making the licence conversion. However, itβs always advisable to be transparent with your neighbor about your plans, for your own sake if you intend to live there, or for your tenants/buyers if youβre making the conversion as part of an investment project.
Real Talk: Whatβs the Catch?
You still need solid professionals. An architect, if youβre going to be making structural modifications, builders for the work, and itβs always recommended to engage with a lawyer for due diligence and representation with municipality authorities
Some older buildings may require extra investment to meet insulation or accessibility standards
If you're getting a mortgage, lenders may want the residential change completed before disbursing funds
But the upside? Location, customization, and potential equity gains. Itβs a good opportunity for investors and developers, as well as individual property owners. If all due diligence has been done, the process should run smoothly.
Final Checklist
Confirm zoning with your local council (PDM)
Hire an architect/engineer for plans
Submit to municipality (via "comunicaΓ§Γ£o prΓ©via" or license)
Wait for approval or rely on Simplex deadlines
Notify the condominium within 10 days
Close the sale (no need to wait for use permit)
Reference - Fresh Portugal Article: The secret to BUYING A CHEAP HOME in Portugal - converting commercial property to residential
π
With thanks to our collaborator, Stephanie Box, Real Estate Consultant at FRESH Properties, for her valuable insights and contributions to this article.
For more information on all things property, you can reach out to Stephanie via email below. Alternatively, WhatsApp the surprisingly helpful AI Estate Agent, Pedro, for real-time answers to your questions.
π§ Email: [email protected]
π£ Lost in Lingo
Practical Tips! DIY in Portuguese! (How to Handle your Handyman!)
Thinking about renovating in Portugal, or maybe turning an old shop into your dream home? Then youβre going to love this video lesson!
In βPractical Tips! DIY in Portuguese! (How to Handle your Handyman!)β, Lisbon-based teacher Liz Sharma shares the must-know European Portuguese phrases and vocab that will save your sanity when it comes to home projects here.
From saying βI want to renovate my kitchenβ to asking for quotes, describing that weird rattle in your washing machine, negotiating prices, and dealing with the charming quirks of Portuguese buildings (hello, crumbly walls), Liz has you covered. She mixes in real-life examplesβplus a few of her own renovation mishapsβso you can learn how to actually get stuff done without the usual language headache.
Perfect if youβre an expat, future homeowner, or just braving the joys of DIY in Portugal.
β¦And Thatβs All Folks

Thanks for reading! π
Hustle on!
Angeliqueπ§ββοΈ
Was this newsletter forwarded to you? Donβt miss next weekβs scoop by signing up here.
β If this newsletter helps you navigate expat life, consider fueling my next research session with a coffee! Click HERE π You ROCK! Thank you!! π
Disclaimer: The links I share are for products and services Iβve actually used and recommend. Sometimes, I get to share a referral link, which might throw a little reward my wayβbut never at your expense. Youβll pay the same price set by the supplier, no sneaky markups. My recommendations are always based on experience, not commissions. Thanks for supporting this newsletterβyou rock!
Did you enjoy this weekβs newsletter?
βAmazing! πIt was OK! π Didnβt like it




